Transforming Payments and Reconciliation with Merlin

Automated bank reconciliation streamlines your accounting by matching payments to invoices automatically. It eliminates manual checks, reduces errors, and frees up time so your team can focus on more important tasks.

By handling reconciliation instantly, it keeps your cash flow clear and up to date. You can quickly see outstanding payments, track trends, and make decisions faster—saving hours of work while keeping your businesses finances running efficiently.

 Our Pay-by-Link technology makes getting paid fast and flexible. Send secure payment links anytime, anywhere, so customers can pay quickly and easily.

Offer Pay by Bank, card payments, or both in a single EchoPay LinkPlus link—giving customers choice at checkout and helping increase conversion.

Share links via email, SMS, messaging apps, or directly from the dashboard, with full control from one central platform.

Connect your bank account to our dashboard, which allows you to see the full inflow and outflow of funds from your bank account. 

Access token created, which we pass onto Merlin, allowing them to see the account data and payment history.

This is pulled to Merlin's software, which allows for the automation of the reconciliation process, eliminating the need to manually post to your sales ledger.

 Card tokenisation makes repeat payments faster and easier. The first time you take a payment, you enter the full card details and have the option to save them securely.

Next time, you just confirm the card and CVV—no need to re-enter all the information. Card details are encrypted in the cloud, so we never see them, keeping every transaction secure.